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What do we do for the client who has already retired or who is about to retire?

We assist you in identifying your financial needs and determining how to best utilize your financial resources to meet those needs. Our goal is to provide our clients with the security if knowing that they can maintain their lifestyle indefinitely without depleting the resources that support their lifestyle.
 
  • Our first task is to determine if the current savings and investing plans of the client will result in sufficient income to meet their expenses in retirement.
  • We also review the current investment and savings plan to determine if it has sufficient diversification and breadth to assure that it is protected against both the risk of loss due to financial reversal or the risk of loss due to rising prices.
  • If the basic needs of the client are being met by their existing strategy, we will determine if their financial position can be made stronger and their incomecan be enhanced without placing any of their assets at greater risk.
  • We review the client's estate plan and verify that the client's estate planning documents reflect their current intentions and take full advantage of recent changes in the tax laws.
  • If the client is about to retire and is facing a series of decisions about how and when to begin receiving their retirement benefits, we can assit them by providing long term tax and income projections as well as analysis of how the retirement can best be used to compliment their other retirement income resources.
  • We review the client's insurance coverages and recommend any changes in health insurance, homeowner's insurance and automobile insurance which are needed to protect the financial security of the client.
  • We review the tax returns of the client for the past few years to identify investment strategies that will be of the greatest benefit to the client. To paraphrase a long running advertisement, "It is not how much money you make, but rather how much money you are able to keep after taxes that is important."

* (818) 717-0720 * (818) 717-8459 Fascimile *
* 21053 Devonshire St., Suite 104, Chatsworth, CA 91311 *